Sometimes the same people who call you “cheap” or “tight” with money secretly want your help.
During my early 20’s, I had been working for a couple of years, and I had established this basic budget which helped me prioritize saving, spending on bills, spending on debt, and then spending on myself (in that order). I was probably making something like $35,000 in an entry-level helpdesk job. I wasn’t making a ton of money by IT field standards, but it was enough to do all of the above, as long as I stayed disciplined. (In case you are new to the site) The result of my path was that I ended up paying off 100% of my debt, including my mortgage by age 28. Continue reading “People Will Call You Cheap”