“Wow! That is also the toughest thing I’ve ever heard. I mean $25/month is not enough for me to go out eat somewhere or do anything fun.”
This was a reply I received on Facebook where someone asked the question, “What have you sacrificed to accomplish debt freedom?”
I posted to say that one of our sacrifices on our journey to paying off over $150,000 of debt was to give ourselves only $25/month each for “fun” money. This would include things like going out to eat, buying things we didn’t need, etc. Continue reading “How Much Fun Money Should You Budget?”
I’ve always wanted to stay on a bison farm.
Kidding… I don’t know if I actually realized how something like that would even look in real life, or where the heck you’d find a domesticated herd of bison. Well, apparently you can find some in the Smoky Mountains of North Carolina, more specifically, Clyde, NC. Not only is the area absolutely gorgeous (and surprisingly green in early March), but the food we found was fantastic, and it’s close enough to Asheville that you can make the 30 minute trip to check out some of their famous breweries (New Belgium, Burial, Highland, Sierra Nevada, a bunch more). Continue reading “Bison Farm Getaway (Spending Breakdown)”
Stress Over College Options
This past weekend, we were at the park for a photo shoot. Daughter_02 was recently diagnosed with a neurological disorder (for more info, check out What is AS?). She is being featured in a local article which will promote awareness for kids with disabilities.
As the session ended and we were getting packed up, the photographer and coordinator entered into a very familiar discussion. Their teenagers were graduating highschool, so it was time to compare grades, college choices, etc. There was some serious stress being communicated about grades and strengths and weaknesses of various colleges.
It got me thinking. Continue reading “Grades Do Not Guarantee Success With Money”
Would you like to know how to pay cash for your next car, and never take a car loan again?
This is something I have seen so many of my family, friends, and co-workers struggle with over the years, and it just blows my mind. I have taken two car loans in my lifetime ($15,000 and $18,000).
In both cases, I paid the loan off within about 1 to 1.5 years because I can’t stand to be in debt. My point is that, if I could afford to do that, I had no business taking the loans to begin with (and neither do you!). Continue reading “How To Pay Cash For Your Cars”
Sometimes the same people who call you “cheap” or “tight” with money secretly want your help.
During my early 20’s, I had been working for a couple of years, and I had established this basic budget which helped me prioritize saving, spending on bills, spending on debt, and then spending on myself (in that order). I was probably making something like $35,000 in an entry-level helpdesk job. I wasn’t making a ton of money by IT field standards, but it was enough to do all of the above, as long as I stayed disciplined. (In case you are new to the site) The result of my path was that I ended up paying off 100% of my debt, including my mortgage by age 28. Continue reading “People Will Call You Cheap”