The Rat Race
I’ve pretty much always wanted out of the rat race.
I first read about the “rat race” concept when I was 22 years old, working my first IT job as a helpdesk technician. I had become acquainted with a co-worker and software developer in his 40’s. He was constantly trying to think of the next big idea that would make him rich and get him out of his 9-5 job. A couple years later, he wised up, quit his job to start his own business as a barber, and I never heard from him again.
Continue reading “On the Side Hustle”
This is my first monthly net worth update!
Let’s start with some historical data. The table below shows the $ and % change in our net worth over the last three years.
Continue reading “March Net Worth Update”
I first read about the “Pay Yourself First” concept in the critically acclaimed book, Rich Dad Poor Dad: What The Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! (referral link), when I was about 22 years old and trying to get myself out from under all of my student loan debt, and just be more fiscally fit in general. I picked that same book back up about three years later to re-read it and gain some inspiration.
That’s exactly what I got.
Three years later, I had accomplished my debt goals.
Three years after that(today): I am 31 years old and 100% debt free with a “healthy” net worth. Continue reading “Pay Yourself First”
About 11 months ago at work, I took the opportunity of a lifetime.
Vice President and Director of Information Security
A 12% increase to my already-solid six-figure salary (plus bonuses), an extra week of vacation. More power to effect positive change, and a department with an operation that needed exactly what I was designed (and held a proven track record) for: to build a high-performance team; well-documented and efficient operation; and to dig the department’s reputation out of a stinky dumpster. Continue reading “I’m a VP, and it’s for the Birds”
One of your most useful tools is cash flow, and in most cases this happens to be your paycheck.
It doesn’t really matter what your money goal is, cash flow is probably a key factor in achieving that goal.
Maybe you are paying off debt. Perhaps you are saving for a trip, or maybe you are saving up for an investment opportunity (that’s me).
So your success will depend largely on your ability to both MAXIMIZE the amount of that cash flow, and to MINIMIZE the costs associated with living your life. Today, I will focus on the minimizing costs related to pets, clothing, and eating out. Continue reading “How to Get the Most Out of Your Paycheck”