Experience Life While Saving Money

Some Context

Recently, I got an unexpected bonus from my 9-5, so my wife and I were discussing what to do with it.

We agreed to take 20% of it and do something fun, then invest the rest. 20% worked out to about $360. We decided to create an experience with these funds, as opposed to buying some object/item/thing.

You may already know that we are debt free and, by the standards of most, shouldn’t really need to worry about how we spend our money anymore.

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Why I Don’t Save For My Daughter’s College Education

Some Context

I’ve always wanted to help my kids find success in education.

My parents didn’t save a dime for my college education, and not because they didn’t want to.

They couldn’t afford it. They made a series of poor financial decisions, mostly living a larger life than they could afford. We were one of those families that couldn’t pay rent or car payments, but we always had satellite TV. The unfortunate result for me was many years of instability and uncertainty as a kid.

I found out at age 15 that, after asking about options for college, I was on my own.

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2 Lessons I Learned While Paying Off Debt

Charleston Tea Plantation (SC), October 2013

“Oh my god, I love this. Smell it! …

…Aghh, $12.50?? Maybe next time.”

“Babe, go ahead and get it. It’ll be fine, we’ll figure it out.”

[She loves all things tea. It sure smells nice, and she did that flirty giggle thing she does when something truly makes her happy.]

“But it’s 12 bucks. Chris, stop, I don’t need it that bad.”

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