SO. I took the Zero Day Challenge in August, and now I’m sharing my results with you guys. Yes, everyone likes results. Results party.
If you aren’t familiar with it, this is a monthly challenge where the goal is to rack up as many “zero days” as you can.
A zero day occurs when you go an entire day without spending any money. The less money you spend, well…the more you’ll have leftover to spend next month when you’re not doing the challenge, right?
Continue reading “Zero Day Challenge: Issues, Results, Mods, Pizza!”
USAA is a fantastic financial institution with so many upsides, such as outstanding customer service and an unparalleled online platform.
I highly recommend you check them out for investments, insurance, or banking in general.
Unfortunately, USAA doesn’t do a stellar job of clarifying membership eligibility requirements. So I have taken the time to outline them here and provide my insight as a USAA member.
Continue reading “How to Become a USAA Member Even If You Aren’t in the Military”
You’ve most likely heard of the envelope system before. It’s a money management strategy that involves labeling physical envelopes according to major budget categories and putting the actual cash amounts into those envelopes.
The benefit to this system is the real-time feedback you get about how much money you have left in a specific category. Once it’s gone, it’s gone. It’s very difficult to overspend if you follow this strategy.
But it can be high maintenance, and even risky, to keep all of your cash in physical envelopes inside your home, car, or wallet/purse.
Continue reading “How an Electronic Envelope System Helped Us Pay Off Over $150,000 in Debt”
I will celebrate the new year in 2019 by quitting my job. That’s not a typo. That’s 15.5 months from now. By doing so, I’ll forego my salary as a cybersecurity director. Not to mention the annual bonus I would receive in March. That’s gonna hurt.
Continue reading “I QUIT! Announcement and Flex Income Update for August 2017”
I run a cybersecurity operation for a multi-billion dollar financial institution. So, as you can guess, I spent a good portion of the last 24 hours researching and understanding the impact this breach had on our customers. I want to share (what I can) the results of that research with you. Most of which was confidential, and not pertinent to you, has been removed.
With that, please take a look and make sure to follow the instructions to check if you are impacted and to sign up for identity theft protection.
As a side note, if you are looking to protect yourself from a popular form of cyber-attack, please check out my other article on ransomware:
Continue reading “Everything You Need to Know About the Equifax Data Breach”