Hey everyone, I thought I’d do a quick life update to give you an idea of what’s going on in my world for the past couple of weeks. Hope you enjoy!
Family Trip in Washington D.C.
We went to D.C. last week, and we had a great time. Alison and I like to say that a trip with the kids isn’t “vacation”, it’s a “family trip”.
Taking kids can be very stressful because you have to organize all of your travel, tours, food, other hanging out around the kids’ needs. Things like nap time, meals, and just getting kids ready to go can all take up significant amounts of time. I think we spend like 4-5 hours on all of that stuff daily.
Continue reading “Life Update for the Last Two Weeks”
A new reader requested this post topic, so I know this will be useful to someone. That makes it instantly worth the time of writing, documenting processes, and editing, etc. What’s even better, is this post comes with its very own spreadsheet tool that you can use!! Phat lootz.
Do you have any questions you’re curious to have answered? Email me at firstname.lastname@example.org, and I’ll probably write a post just for you ^_^.
Continue reading “Calculate Your Net Worth in 30 Minutes”
SO. I took the Zero Day Challenge in August, and now I’m sharing my results with you guys. Yes, everyone likes results. Results party.
If you aren’t familiar with it, this is a monthly challenge where the goal is to rack up as many “zero days” as you can.
A zero day occurs when you go an entire day without spending any money. The less money you spend, well…the more you’ll have leftover to spend next month when you’re not doing the challenge, right?
Continue reading “Zero Day Challenge: Issues, Results, Mods, Pizza!”
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USAA is a fantastic financial institution with so many upsides, such as outstanding customer service and an unparalleled online platform.
I highly recommend you check them out for investments, insurance, or banking in general.
Unfortunately, USAA doesn’t do a stellar job of clarifying membership eligibility requirements. So I have taken the time to outline them here and provide my insight as a USAA member.
Continue reading “How to Become a USAA Member Even If You Aren’t in the Military”
You’ve most likely heard of the envelope system before. It’s a money management strategy that involves labeling physical envelopes according to major budget categories and putting the actual cash amounts into those envelopes.
The benefit to this system is the real-time feedback you get about how much money you have left in a specific category. Once it’s gone, it’s gone. It’s very difficult to overspend if you follow this strategy.
But it can be high maintenance, and even risky, to keep all of your cash in physical envelopes inside your home, car, or wallet/purse.
Continue reading “How an Electronic Envelope System Helped Us Pay Off Over $150,000 in Debt”