How to Become a USAA Member Even If You Aren’t in the Military

USAA is a fantastic financial institution with so many upsides, such as outstanding customer service and an unparalleled online platform.

I highly recommend you check them out for investments, insurance, or banking in general.

Unfortunately, USAA doesn’t do a stellar job of clarifying membership eligibility requirements. So I have taken the time to outline them here and provide my insight as a USAA member.

 

This is a follow-up post to How an Electronic Envelope System Helped Us Pay Off $150,000 in Debt which you can read here:

How an Electronic Envelope System Helped Us Pay Off Over $150,000 in Debt

So let’s begin by discussing a common myth about USAA membership:

USAA Membership is Only For Active/Former Military: FALSE

This is a common misconception. Even though USAA is marketing itself as proudly serving the U.S. military (see picture below), they have actually widened the eligibility requirements to include regular civilians who are immediate family members of service members…

But when you see ads like this online, it confuses the issue. This ad seems to indicate that USAA is only for “those who serve”, A.K.A. service members and “their family members”, A.K.A. service members’ spouse and children:

But it’s not the whole picture!

I’m a USAA Member and Neither My Wife nor I Served in the Military

Short and sweet:

1. My wife’s dad was in the military.
2. He became a USAA member AND got auto insurance
3. At this point, my wife became eligible for membership
4. 
My wife became a USAA member AND got auto insurance
5. After we got married, I became eligible for membership
6. Now that we have kids, they are eligible!

There Are Different Levels of Membership!

Yes! Not all USAA members qualify to have their spouse or children become USAA members.

To help explain this principle, I’m going to create two new terms here:

  • Level 1 USAA Member: a USAA Member with basic checking/savings
  • Level 2 USAA Member: a USAA Member (same as above), but who also holds USAA auto or property insurance.

If you are a Level 1 USAA Member, your children and spouse are not eligible to become a USAA member.

Once you become a Level 2 USAA Member, your children and spouse are now eligible to become a USAA member.

Another key point is that military status and history no longer matter once you gain Level 2 USAA Membership. Once you are a Level 2 USAA Member, the following apply:

  • Your spouse and children are eligible for USAA Membership
  • Your spouse and children can also become Level 2 USAA members
  • If your spouse and children become Level 2 USAA members, their spouses and children are also eligible, and on and on it goes…

Remember that I just made up the terms “Level 1” and “Level 2” to keep things separate. USAA doesn’t actually use these terms.

At Some Point, None of the Family needs to Have Served in the Military

From the USAA website, the following people are eligible:

  • Active, retired and honorably separated officers and enlisted personnel of the U.S. military.
  • Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
  • Adult children (18+) of USAA members who have or had a USAA auto or property insurance policy.
  • Widows and widowers of USAA members who have or had a USAA auto or property insurance policy.

Notice the last two bullets which mention “children and widows of USAA members.” It doesn’t say “children of active/former military.”

“Active/Former Military” Does Not Equal “USAA Member”

Serving in the U.S. military does not make you an automatic USAA member. You actually have to sign up to become a USAA member.

So, if you have a parent or spouse who served or currently serves in the U.S. military, then you should encourage them to sign up!

As mentioned above…once they sign up, they are a only Level 1 USAA Member until they get auto or property insurance. At that point, they’ll be a full-fledged Level 2 USAA Member.

Thank You For Your Leadership and Your Sacrifice!

As I wrote this, I felt like I was saying, “See?! You don’t need to join the military!” So I thought it was important to say that I have so much respect and am so thankful for the people who serve our country.

I just want to make sure that everyone who has military (immediate) family members understands their eligibility because USAA is such a great bank.

Go check them out to see if you qualify for services.

I hope this was helpful for you!

If you found this article helpful, please share it with others via social media and subscribe for more content just like this, in your inbox!

161 Replies to “How to Become a USAA Member Even If You Aren’t in the Military”

      1. . I receive VA benefits.Have a VA loan.A USAA credit card. But the canceled my auto insurance because I was separated (under honorable conditions) There’s 3 discharges honorable,dishonorable and court marshalled.Since I had a fight while in Vietnam I was discharged under honorable conditions.

      1. Hey John, according to USAA’s site, if you are active, retired, or honorably separated, you’re eligible for USAA membership. Go for it!!

      2. Fax your DD214 to them and open a simple savings account with 25.00 keep copies of the DD214 for family members to use in the future so they can become members as well for generations to come. Great place have all enlisted get auto ,renters insurance ( which will replace damaged ,lost or stolen military gear as well as personal items ) and valuable property insurance. .better prices than other companies., covers you wirldwide. SPREAD THE WORD.

        1. Diane, thanks for adding this detail. I hope it’s helpful for John and for anyone else in the same situation looking into how to become a USAA member.

    1. You or someone in your immediate family has to serve in the military. You can’t just be an civilian with no affiliation that walks in and opens an account. The commercials state that the membership is something that can be handed down from generation to generation.

      1. Todd, sorry, your statement just isn’t accurate. I’m a USAA member, and no one in my immediate family served in the military. My wife didn’t either. Read my post for more information.

      2. My dad served in the US Navy as a dentist. However, he died when I was 15. My mom died in 1995. I thought I could join USAA now but they told me I wasn’t eligible because they weren’t alive. That doesn’t make any sense to me!

      3. They have opened up membership to some civil servants, such as police. Employees can also become members without military service.

  1. Wow, I never knew that Chris! My USAA story is… weird. Julia and I have a joint USAA account. Julia got one because her mom has an account. Julia’s mom has an account because her brother has an account.

    It’s interesting how you can “pass on” memberships, thanks for clarifying!

    1. Yeah, that is an odd story! I’ve seen them make some exceptions. Like, when our children were born, my mother-in-law called USAA, and they created member ID’s for both my kids. I thought that was kind of odd for them to authorize without our approval, etc.

    2. Membership is a legacy. I can hand it down to my daughter or my spouse but I can’t give it to my sister (not that I would extend my membership to psychob*tch).

  2. Pretty sure they will allow you to open an investment vehicle as well even if none of the prior applies, I am a member and called about my fiancée joining, she cant until married, but she can open a brokerage account they said.

  3. Both of my sons are former military, my youngest is what you call a level 2 , also my father was a WWII vet but, not sure that there was USAA back then. Am I eligable?

    1. Machelle, your children cannot pass eligibility to you, but your father could. He’d have to have been a USAA member who held an auto or property insurance policy. It sounds like he didn’t, so in that case, you’d be out of luck. Sorry!

    2. Hey Michelle you Actually could still be eligible. My grandpa was military (he’s now passed). He never had USAA but my dad was able to contact them and work it out. There are some hoops you have to go through but I’m 99% sure you can sign up.

    3. If your father didn’t establish membership, you may not be. The best thing to do is call USAA New Member Services and they can answer any questions you have about eligibility because it’s FREQUENTLY changing.

  4. I am the grandparent of a daughter and granddaughter that both
    Served honorably in the military. Does that make me eligible to
    Join?

    1. Carolyn, unfortunately, no it doesn’t. You would have to be the spouse or child of a USAA member who held auto or property insurance. I would encourage your daughter and grand daughter to sign up AND get auto or property insurance through USAA, though!

    1. Bill, your dad was eligible for USAA membership, but did he become a member? Unless your dad was a USAA member who held an auto or property insurance policy, you would not be eligible. I hope this helps.

    1. James, as I understand it, since you aren’t currently married to her, you cannot take advantage of the “spouse” rule. Also, she would have had to have been a USAA member who ALSO had auto or property insurance. Again, since she’s not your current spouse, it won’t matter. Sorry, man!

      1. Actually he can get insurance if they aren’t currently married. The only exception is he can’t be remarried and she had to have put him down on her policy when they were married. I’ve been divorced for 10 years but my ex husband had me down on his auto insurance policy when we were married and I’m not remarried so I was still eligible. I’ve been using USAA for 2 years now and I love it. Hope this help!

  5. I have heard of USAA allowing federal agents (FBI) (DEA) and other Federal law enforcement agencies personal that may not have been a military veteran, to join USAA? I wonder if that is true?
    Conn

    1. Conn, that’s a great question, and I would recommend you contacting USAA (800-531-8722) to find out for sure. Their website doesn’t mention allowing this, and I haven’t personally heard that this is true, but it’s worth a shot. Can you let us know what you find out?

    1. Hi Lana, I didn’t have to do this myself, but I can’t guarantee that USAA’s internal procedures haven’t changed since then. They’ll almost definitely require some form of documentation from you (like any financial institution), such as your social security number and driver’s license. From those documents, they should clearly see that you share a last name and address with your spouse. If something becomes unclear from those documents, let’s say you have different last names or don’t share the same primary address on your driver’s licenses, they could press for more documentation.

  6. I am a dependent spouse. My mother is looking for new auto insurance. Is there any way that she can get membership through me?

    1. Hi Emily, unfortunately, your mother cannot gain eligibility through you. She must gain eligibility from either her spouse or a parent who is a USAA member. Sorry about that!

    1. Angie, USAA’s website uses the term “children” of USAA members, when discussing eligibility. They don’t go into great detail on the definition of “children”, but I would highly recommend that your step dad go ahead and contact USAA and make a case for your eligibility. Good luck!

    1. Hi Lisa, sorry about this, but you cannot gain USAA membership through your children. It must come from your spouse or parents (and of course, they must be USAA members).

  7. I am a usaa member but only because my spouce is active military and a member, BUT if we get a divorce what does that mean for my account that I already have? Will it get cut off? Will I have to find a new bank? Or will I just be able to keep my account and continue use with Usaa

    1. “lnoby” – this is actually a GREAT question! I’m glad you asked.

      Once you become a legitimate USAA member (you’ll have a USAA member number and your own website login etc), you are a member for life! Unless you decide to call them and deactivate your accounts with them, of course. That’s always your right. But have no fear, you’re in for good. 🙂

      Great question, and I hope this helped someone else out there!

  8. I am a USAA member and a friend of mine was a honorable discharged veteran, and is deceased, not a USAA member can his son join under my membership ?

    1. Hi George, I am pretty sure that your friend’s son can only gain eligibility through his own parents. Unless you are his legal guardian, I can’t see this being worth calling to ask USAA, but you could sure try. Best of luck with this.

  9. My late husband was in the military. He didn’t have USAA insurance. I’m retired Homeland Security employee. I was an immigration officer. Am I eligible?

    1. Hi Elaine, I don’t think you’re eligible, based on USAA’s requirements. Homeland Security operates in the civilian sphere, as I understand it. You would need to be active or former military. Since your husband never became a USAA member, you cannot gain eligibility from him either. You might want to contact USAA to ask, though. Good luck!

  10. I have been with USAA now for 17 years and absolutely love them! I have auto insurance, an auto loan, their credit card, life insurance, investments and homeowners insurance.

    They are so professional to deal with, the rates are excellent and their customer service is exceptional. I do not bother shopping around for lower rates, there is absolutely nothing that can take me away from this company. If you have military in the family, see if you can join. You will be so glad you did.

    Here is an example of how they interact with the military – I was on deployment a lot. anywhere from 2 weeks to 6 months at a time. Each and every time I left USAA discounted my 2 car insurance by 50%, saving me hundreds of dollars each year. As they told me, your wife and drive either car but she will not be driving both cars at the same time. So why pay insurance for two drivers when that is only one when I am deployed.

    With a claim that I filed for a piece of particle board that fell off a truck in front of me damaging the front left fender and light, USAA provided me a lit of authorized repair shops. I took the car in, there were two checks waiting at the shop. One for the repair to be done, the other for a rent-a-car that had been authorized and waiting for me. The process was so easy and painless. took a large weight off of my shoulders.

    USAA is the best, hands down.

    1. Hey George, I’m the exact same… I don’t shop around because USAA is just worth it. They’re quite comparable in price anyway! Love what they did for you guys when you went on deployments. That sounds like USAA all day long. Thanks for commenting and sharing.

    2. I agree- love USAA for most things. I have all my insurances through them. Their customer service on auto insurance is awesome- especially the really cheap roadside assistance add on. But, you should definitely shop around for loans. USAA’s rate are generally pretty terrible compared to other banks, since they are relatively small compared to most other lenders. I have shopped between USAA and other lenders three times in the past and every time USAA came up with the worst rates of all of the lenders. Still love them and use them for everything else, but wouldn’t recommend using them for loans.

  11. It used to be good until they let non-military join. They have had to hire underqualified people and service has severely suffered. They are basically BoA. Sad

  12. I have a friend hat wants to become a usaa member but her ex husband use to be military but not sure if he had usaa. can my friend use his military experience and get usaa.

  13. Can a Levy could be applied on a USAA Bank account? An account holder owes money to me and there is a court order in my favor. Person who owes us money deposited a check in USAA account. I want to proceed with Bank levy on his account using the court judgment, is it possible? i do not have his account number. I have written USAA at their corporate office with a copy of court order.

    1. Sorry, Chris. I honestly don’t know the answer here. I would recommend contacting USAA’s 800 number which I’ve posted here somewhere in the comments. Good luck.

  14. My father served in the Korean Conflict and is now in his late 80’s. I got him recently to join USAA (no auto or home insurance). I then joined as his son. From there my in-college daughter joined and uses USAA as her sole bank and loves them.

    Would this allow me to look for auto and home insurance with USAA or would I have to get my father to do this first?

    Thanks!

      1. Chris., credit cards are a bank product and thus require eligibility to get them. The only exception is credit cards provided by an infinity group (American Legion, DAV, etc.), in that case recommend individual calling USAA direct for infinity group credit cards.

  15. Hi – my daughter in law’s father is was in the Military and she and her family became USAA members, am I eligible as a mother in law to become a USAA member.

    Thanks, Nancy

  16. My significant other, or life-partner is a USAA member and we’d like to know if I might join through him. My father was former military but never joined USAA, so as his daughter I’ve already checked and I know that’s not an option.

  17. My son was in the military for 5 years. He is an USAA member. Can the membership extend backwards to me, his mom? Thanks!

  18. You have to input your parent’s social security number at sign up to make sure you are eligible for membership. I don’t know a lot of people running around with their parent’s SSN or many parents that want to give it to you so you can enter it into a webform online. Waste of time.

    1. Bucky, as an information security professional working for a bank, I can agree and understand the risks associated…but it’s the price you pay for convenience. You’re trying to prove that you are related to your parents through an online form… that’s pretty damn convenient. Another method that would be less convenient, but you could consider, would be to have your parent call USAA and get your USAA member number established themselves. Good luck, Bucky.

  19. Hello my husband is a retired veteran and I have obtain auto and home property through his service my question is can my 21yr old son who is not his child be able obtain auto insurance

    1. Doris, your best route is going to be making sure that YOU become a USAA member with a qualified insurance product. Then, your son will gain membership eligibility through you.

  20. My sister is a Level 2 member because her deceased ex-husband served and was a Level 2 member. Could her brothers and sisters qualify?

  21. So what if you get out. The only way to keep them is if you are honorably separated? Even if you’ve been with them for years and are a “level 2” member

    1. If you’re already a USAA member, I don’t think they’ll take your membership away for a dishonorable discharge. You should contact customer support to verify.

    1. Mike, I’m not sure if USAA offers credit cards to non-USAA members. If you’re not in the military, read the article, and you’ll find how you can take advantage of your spouse or parents’ USAA membership to join USAA.

  22. Chris ur extremely patient lol. I read the exact question 15 times and u answered it with details. The most impressive is u didn’t copy and paste. Ur definitely the best customer service rep I have ever read and u didn’t skip questions. I really appreciate ur patience and dedication

    1. Haha!! thanks Timothy. This comment had me laughing, what a great way to start the week. Yeah… a few readers are clearly not reading the article…thanks again for your kind (and hilarious) words!!

      1. I was thinking the same thing, Timothy. Back to back the same question over and over and Chris has not missed a beat.

        Thanks, Chris for being awesome!

        1. HAH, thanks Mari! Yours and Tim’s comments really make my day and give me a laugh. The answers are all there in this article (I sometimes have to go back and look at it myself to answer), but I guess people are just busier than I am? 🙂 Thanks again!

  23. Hi Chris,

    This thread was very helpful in understanding eligibility for USAA membership. Thanks for your due diligence in helping out the rest of us! I know I’ve appreciated it.

    I came on the thread looking for the details required when you’re a family member signing up for USAA after “inheriting” it from a parent who’s a USAA member. It took me 20 minutes and a phone call to USAA, so hopefully this will be helpful to others.

    Here’s what you’ll need to have when registering for USAA as a child of a parent who’s already a USAA member:

    1. the parent’s name
    2. their date of birth
    3. their mailing address on file with USAA
    4. their SSN or USAA membership id#

    Again, thanks for your work and for creating this article!

      1. Chris, Brent doesn’t qualify. The discharge on his military documents can only say “honorable.” Any other discharge (general, dishonorable or under honorable conditions) makes them not eligible.

  24. My dad was a former of USSA but fail on hard times and abandoned his accounts. He passed away a few years ago. Is it possible that I’m eligible to open an account under these circumstances?

    1. Hi Sean, it’s hard to say. If your father opened an auto or property insurance policy, then yes, you’d qualify. If he didn’t, then I would say you do not qualify. Best bet is for you to call USAA and ask. Their number is 1 (800) 531-8722.

  25. I have a question. If my fiancé is active military we are not married as of now , but we are engaged. Would I have access to open an account without him being here with me ?

    1. Hi Maricela, I’d say no. You probably will not be able to do that until you are married. Also, your spouse would need to have an auto or property insurance policy with USAA before you would become eligible to also become a USAA member. Hope this helps!

  26. I seem to recall, maybe 5 or 10 years ago, that for a brief period, USAA opened the possibility of having accounts with them to any member of the public, militarily connected or not. Is this true?

    1. USAA did for a few years (roughly 2010-2014) allow people without connections to established USAA insurance members to become “Level 1” members (under the above definition); that is, be eligible for banking products. USAA insurance products have always required the criteria of being either separated military (honorably discharged if not retired), spouses of, or adult children of USAA members who have held an insurance policy. However in 2014 they changed the rules for banking product eligibility to match that of insurance product eligibility.

  27. Hi my name is Jeffrey and I work for Quantico Marine Base in VA I am a civ that works for the Marines Base /DoD I will like to know if I am Eligible to be come a member I am looking for Home Owners ins.

  28. So here’s something I didn’t see mentioned in the article or the comments: Does someone have to be alive for spouse/children to be able to get into USAA? Both my grandfathers were in the military. My mom thinks my dad’s father had USAA at some point. He’s deceased now so would my dad (and eventually me) be able to get it or would my still-living grandmother be the only way if she’s currently a member?

    1. Hey Chuck, I’m not sure, but I’d say it’s worth a phone call to USAA to find out. I think if your dad’s father was a USAA member, they’d have his records and could confirm. I think your dad should call and ask and get his eligibility ASAP.

  29. I was in training to become a service representative for USAA in 1971. I left employment prior to completing the training for a much better paying job. At that time, the only servicemen eligible for USAA membership were officers, or retired officers. My Dad served in WWII as an enlisted man. Since he passed away in 1974, he was never able to apply for USAA membership. The membership rules allowing for enlisted membership were not in effect during his lifetime, therefore I was never afforded the opportunity to apply for membership. USAA is a great insurer, and customer service is top notch.

    1. Bob, wow, your dad served in WWII. I just find these men and women incredible, and I sincerely appreciate what your dad did for our country. It is a shame that enlisted men were not allowed the same benefits, but it’s true that USAA has absolutely excellent service, I agree!

    1. Ahh.. Merle, I’m terribly sorry for your loss. What was your spouse’s name?

      If your spouse was a USAA member who had held a USAA auto or property insurance policy, you would be eligible for USAA membership.

  30. Hi chris, I have usaa coverage on my house and other properties. I am eligible through my spouse, who is eligible because her dad was former military and a usaa member.

    I would now like to have my insurance separate from my spouse, however usaa says that I can not have a separate policy without including fgd my wife. The only way I can have a separate account with them is if I divorce my spouse. Usaa said that eligibility is for members only. Thanks

    1. Joe, do you have a USAA member number? You would have a separate online login, and you’d have a member number assigned to you. If not, then you are not a USAA member, and you need to get that part addressed first. If your spouse is a member, and she holds USAA property or auto insurance, you are eligible to apply for USAA membership.

      So, assuming your spouse is a USAA member, do this:
      1. Make sure she gets a USAA property or auto insurance policy
      2. Then apply for USAA membership
      3. Then get a USAA property insurance policy!

      Assuming your spouse is NOT a USAA member, do this:
      1. Have your spouse apply for USAA membership
      2. Have your spouse get a USAA property or auto insurance policy
      3. Then apply for USAA membership
      4. Then get a USAA property insurance policy!

      Keep in mind that your spouse cannot gain eligibility from her father unless he is a USAA member who also holds a USAA property or auto insurance policy.

      I hope this helps!

  31. My husband’s father passed away years ago. Not sure if he was a member. Is there a way to find out if he was. He passed 25 years ago.

    1. Hi Mrs. Jenkins,

      That’s going to be a tough one. I’m sure that USAA will not hand this information over easily. You will need to call USAA and be SUPER nice, and provide them with some proof of your relationship. In fact, your husband should probably call. Bank’s are extremely cautious about information security and information sharing. Good luck on this. Remember, be super duper nice and compliant.

  32. Hi I have an home/ auto/ credit card and 529 savings plan with USAA. My spouse is the veteran but we are getting divorced after 40 years. Will I have to give up my USAA membership?

    1. Hi Jacqueline, my understanding is that, once you are a USAA member, you’re a member for life unless you ask USAA to somehow end your membership. You’re good to go, but I’d recommend still calling USAA and asking to be sure.

  33. Hello good day I have my newphew as a military personnel I don’t know if he uses the USAA but I sign up using him in place of my relatives in military and finally and successfully I was able to sign up. How about that??

    1. I’ve heard a few stories like that so far, and I’m not surprised that there exceptions are made sometimes. I think it’s great if you can get in, however you can. 🙂

  34. w/o knowing anyone, may i join for rental car discount? Esp. my daughter is 24 that could help minimize the rental’s underage fee? Thx in advance

    1. Dan, I don’t think you can just join USAA without meeting the criteria described in the article…in this case, it sounds like your spouse or parent(s) are not USAA members with insurance products. So I’m assuming you cannot join… sorry!

  35. I have a sibling, retired from A.F. & a member. Although I wasn’t in the military (medically ineligible), I served 39 years as a civilian in a V.A. Hospital. Am I eligible to join? Remember, there’s more than one way to serve.

  36. My Dad was in the army and the reserves for a short time (during the Koran conflict). Do I qualify? If so, what do I need from my Dad to show his service years. thanks

    1. Hi Codie, I don’t think you can do that while you are just engaged. I think you have to be married; however, if you both live in the same household…I can see that being a possibility. You should give USAA a call and find out.

  37. I was a deputy commander for a combat engineer squadron and mission support group mentoring all ranks of military for deployments and setting up forward operating bases in combat zones. I wasn’t military but carried a military equivalent rank of full colonel on my civilian retirement. Would I be able to get membership in usaa?

    1. John, I’m not an expert on military status, but it doesn’t sound like USAA would accept your employment history without proof of having served in the U.S. military. i.e. some form of government issued identification or paperwork. I hope this is helpful.

  38. Hi, If I was born on a military base would I be eligible? My father passed away 30 years ago and he served in the military but I am not sure if he was a USSA member.

    1. Hi Sabrina, if your father was a USAA member with the correct type of insurance policy, you could be eligible. Otherwise, I would guess not. Best to call USAA to find out!

  39. Hello, so if someone who is already in USAA can make other people as members also?
    From what I know is that USAA is for people who have been in the military or family members but is there any possibility that other people have created an account from USAA.com without having these requirements.
    However, if only people with someone relationated or active military can use then USAA is very secure, hope that’s the way is.

    Can USAA proof all their members qualify for this?

  40. Great article, I only have incredible experiences when it comes to this company. To make a long story short, every time I have ever had a problem and needed to call USAA they resolved my problems quickly and painlessly, often providing solutions I didnt know were even possible. Above and beyond every time.
    I’ve been given free vehicle tows for mistakes that were mine, I have called owing them money and after explaining my unfortunate situation my bill was reduced to a storage state and rebated several months back so when I hung up they actually credited my account to a positive status, and I’ve called to ask about charges I werent familar with and was overnighted a replacement card and they found every charge by the unknown company dating 6 months back and disputed them and credited the ammount to my account. They’re f***ing awesome.

    *Honestly can’t believe how many different people constantly repeat the same questions that you some how politely answer over and over again.. Like everyone has the time to type these questions and check back for a reply but can’t bother reading the article or any of the 100 comments that have already regurgitated the exact same questions with answers… soo annoying -.-

  41. Hi,
    My Dad is retired WW2 veteran. He is no longer living and never signed up for USAA. Would I still be able to sign up?

    1. Hi Marilyn, you cannot gain eligibility from your uncle, and your parents didn’t gain the correct type of eligibility to allow you to become a USAA member. I’d say give USAA a call if you want to be certain.

  42. I was in the Air Force Reserves from 1979 to 1985 with an honorable discharge. Does anybody know if you qualify to become a member with USAA if were in the reserves?

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.