Reading Recap: Real Estate Investing

 

I’ve been a busy bee learning about a new “side hustle” called real estate investing. I think calling it a side hustle is a bit of an understatement since it’s an endeavor that requires a decent amount of cash and/or risk, depending on how you approach it.

So in this post I’ll share the latest books I’ve read, the one I’m currently reading, and my impressions (and some nuggets I picked up) on them.

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How To Win With Cars: a Strategy Guide

Buying a car can be a stressful, time-consuming exercise. Have you experienced the kind of stress I’m talking about?

I’m going to share our recent car replacement experience and use it as a springboard for discussing the tenets we follow in this arena, which I believe have helped us be pretty darn successful. If you haven’t checked our net worth posts, you can get those here, or you can see the latest as of today:

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How Can I Protect Myself? “WannaCry” Ransomware

I’m a personal finance blogger on the weekends…but I manage a cybersecurity operations team for a $10B organization as my day job.

Over 90% of cases of successful data theft are related to vulnerabilities which are KNOWN and PATCHABLE. Please take a look through this post to ensure you are protected against the latest major ransomware attack (named “WannaCry”).

Please contact me if you need any assistance.

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Experience Life While Saving Money

Some Context

Recently, I got an unexpected bonus from my 9-5, so my wife and I were discussing what to do with it.

We agreed to take 20% of it and do something fun, then invest the rest. 20% worked out to about $360. We decided to create an experience with these funds, as opposed to buying some object/item/thing.

You may already know that we are debt free and, by the standards of most, shouldn’t really need to worry about how we spend our money anymore.

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Why I Don’t Save For My Daughter’s College Education

Some Context

I’ve always wanted to help my kids find success in education.

My parents didn’t save a dime for my college education, and not because they didn’t want to.

They couldn’t afford it. They made a series of poor financial decisions, mostly living a larger life than they could afford. We were one of those families that couldn’t pay rent or car payments, but we always had satellite TV. The unfortunate result for me was many years of instability and uncertainty as a kid.

I found out at age 15 that, after asking about options for college, I was on my own.

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2 Lessons I Learned While Paying Off Debt

Charleston Tea Plantation (SC), October 2013

“Oh my god, I love this. Smell it! …

…Aghh, $12.50?? Maybe next time.”

“Babe, go ahead and get it. It’ll be fine, we’ll figure it out.”

She loves all things tea. It sure smells nice, and she did that flirty giggle thing she does when something truly makes her happy.

“But it’s 12 bucks. Chris, stop, I don’t need it that bad.”

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